Coverage line
Commercial Auto Insurance for spray foam contractors
Coverage for the rigs, box trucks, and service vehicles running mountain passes and snow-covered roads between Telluride, Mountain Village, and remote high-country jobsites.
What it covers
- Liability for at-fault accidents in your spray foam rigs and trucks
- Physical damage (comprehensive and collision) to owned vehicles
- Hired and non-owned auto for employees using personal vehicles
- Chemical and equipment transport considerations
- Uninsured and underinsured motorist coverage
- Medical payments for auto-related injuries
Who it's for
- SPF contractors with owned rigs, box trucks, or trailers
- Crews driving mountain passes and snow roads between jobsites
- Companies with employees running errands in personal vehicles
- Contractors transporting chemicals and equipment in winter conditions
Why CCA
- Fleet and single-vehicle programs from specialty commercial carriers
- Mountain-pass and winter-driving exposure factored into the rating
- Hired/non-owned coverage for the legal gray area of employee vehicles
Commercial Auto Insurance — FAQ
Common questions about commercial auto insurance
The vehicle and your liability in an accident are covered by commercial auto, but the cargo — drums of A-side/B-side and equipment — is generally an inland marine matter. We coordinate so a mountain-pass accident or winter rollover doesn't leave a gap between your auto and inland marine policies.
Pair it with related coverage
Ready to bind the right coverage?
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